How it works

From first step to final signature

We're here to guide you through everything financial after a death.

01
Asset Discovery

We find every asset for you

Sunset is an estate settlement platform. Our automated search tool finds all financial assets and brings them to you, so you don’t have to chase paper trails. Most families find 100% of assets within 10 days using Sunset.

Sunset can find assets in all of the following account types

IRA Account
401k
Savings
Checking
CD
Stocks
Bonds
Life Insurance
Funeral Insurance
HSA
Credit Card
Property
Vehicle
Crypto
Business
Pension

"Clear steps, no stress. I always knew what came next, even for life insurance and car titles."

Melissa G.
Philadelphia, PA
02
Probate

Prepare probate documents in minutes

Generate probate documents to meet your specific state and county requirements, helping you avoid costly delays. Sunset covers all 50 states and all 3,000+ counties.

Online notarization in less than 5 minutes
98% of users qualify for streamlined probate documents
Generate documents with clear instructions

"I found all of my grandma’s accounts in just a couple days, including one we didn’t even know about. I cried when I realized how much work it was going to take, but Sunset made it quick and easy."

Angela T.
Phoenix, AZ
03
Estate Account

Create an estate bank account

Sunset helps you set up an estate bank account in minutes. This brings all funds into one secure place where you can pay expenses and distribute assets when you’re ready.

Full transaction history for transparency
Pay funeral bills or any other expenses
Get a virtual and physical debit card
FDIC-insured up to $3 million

"I did things when I had time. First the bank account, then the car title a few weeks later. It felt manageable."

Hannah B.
San Diego, CA
How we operate

We’re paid by banks, not families

Sunset is funded through our bank partnership. That covers the entire estate settlement, so the estate never pays us and nothing comes out of the inheritance.

No out-of-pocket costs or fees for families

You never pay for anything out of pocket. Ever.

Free means free

No hidden costs. No surprise fees. No fine print.

You keep all your inheritance

Unlike other platforms, we never take a cut of your inheritance or charge the estate.

04
Asset Transfer

Bring all assets together in one account

When you’re ready, Sunset will close and transfer each account, sell property, and move all funds into the secure estate bank account, controlled by you and ready to distribute.

Close and transfer funds when you’re ready
90% of closures do not require talking to financial institutions
Sell real estate, when you want and how you want
All funds are deposited into the estate bank account

"They made a hard process simple and stress free. It felt like they were walking me through step by step."

John P.
Boston, MA
05
Distribute

Distribute inheritance funds with ease

With Sunset, you can securely distribute funds from the estate bank account to all heirs according to the wishes of the deceased.

We verify each party’s account and identity
We keep a clear record of transactions
All parties agree not to dispute the estate before receiving their inheritance

"Nothing happened unless I said so. Knowing my dad’s retirement money was safe until I was ready gave me peace of mind."

Mark E.
Houston, TX
Fraud prevention

Protecting you and your family from fraud

We take security very seriously. Sunset verifies every user and authenticates the deceased's information. This ensures security at every step so your family stays protected.

Protect the deceased from identity theft

We secure personal information to prevent misuse and keep their legacy safe.

Prevent new accounts from being opened in their name

The Sunset verification system blocks attempts to create fraudulent accounts.

Protect yourself from financial institutions scams

We protect you from common scams where bad actors pose as financial institutions.

Frequently asked questions

Who can use Sunset?

Sunset can be used by family members, executors, administrators, and personal representatives responsible for settling a deceased person's estate.

Sunset supports asset discovery and probate across all 50 states and every U.S. county, helping you manage the estate regardless of where your loved one lived or where the estate is being settled.

How does Sunset help settle an estate?

Sunset handles the most time-consuming parts of estate settlement.

We search 2,500+ financial institutions like banks and retirement funds, the credit bureaus, and state unclaimed-property databases to find accounts and assets the family may not know about. We prepare probate documents specific to your county in all 50 states and help establish an estate bank account where recovered funds can be deposited.

Then Sunset helps close the deceased person’s accounts and move the funds into the estate account, ready for distribution to the heirs.

With Sunset, about 90% of account closures can be completed without you having to call or visit a branch.

How much does Sunset cost?

Sunset Free is completely free for families settling an estate. There are no upfront fees, subscriptions, or deductions from the inheritance. Families get access to asset discovery, probate document generation, account closure, asset transfers, and estate bank account setup at no cost.

Sunset Pro is our paid product for probate attorneys, licensed fiduciaries, trustees, and aftercare specialists. It starts at $500 per asset search, with subscription plans available for solo practitioners, small firms, and large firms.

Sunset's family product is funded through our bank partnership. The estate does not pay Sunset, and all assets ultimately go to the estate's beneficiaries and heirs.

Am I responsible for their debts?

No, the deceased was solely responsible for their debts. If a loan was backed by a physical asset, such as a home or vehicle, you have options to transfer or payoff from estate proceeds.

For a loan that was jointly held, the responsibility remains with the other person on the account, often a spouse. Sunset automatically identifies if a debt has a living responsible party, and clearly flags it.

What about probate documents?

You can use our software to generate and sometimes file probate documents in every county nationwide.

Online notarization is also available through Sunset.

If your case is unusually complex, or disputed, we recommend hiring experienced probate counsel.