Identify unclaimed and forgotten property
Every state holds money people never collected. Sunset searches all of them for the deceased, preps and files the claim for you.
Find money they left unclaimed
First, we’ll run an instant search nationwide
We instantly search state unclaimed property databases in all 50 states to locate forgotten accounts, refunds, and benefits. Results are available instantly.
Unclaimed property includes forgotten bank accounts, uncashed checks, insurance payouts, and refunds that companies couldn't deliver. States hold these funds indefinitely until the rightful owner— or their heirs — come forward.
We’ll guide you to submit claims
After discovery, we guide you through the claim process step by step. We provide direct links to state claim portals, pre-fill claim forms when possible, and help you gather or generate any required documents like a death certificate, letters of administration, or a small estate affidavit.
1 in 7
Americans have unclaimed property
Instant
results in every state database
Billions
returned to families each year
We can find all types of unclaimed property, in every state:
Dormant Bank Accounts
Banks turn inactive accounts over to the state after a few years without activity. We find these accounts and provide the forms you need to claim the funds for the estate.
Uncashed Checks & Refunds
Uncashed paychecks, tax refunds, or insurance credits are reported to the state as unclaimed. We confirm the amounts belong to the deceased and guide you through submitting a claim.
Life Insurance Proceeds
When benefits are never claimed, insurers eventually report them to the state. We locate these policies and help you file the claim so the payout can go to heirs.
Unclaimed property exists because banks, insurers, and businesses must turn over funds after years of inactivity. Every state holds these funds until the rightful owner or their heirs submit a claim.
Utility & Rental Deposits
Utility and rental deposits often remain unclaimed after a move or death. We identify these balances and give you the documentation steps to collect them.
Safe Deposit Box Contents
If rent is unpaid, the bank sends the contents of a safe deposit box to the state for safekeeping. We match boxes to your loved one and explain how to reclaim the items legally.
“Sunset helped me find money my mom never knew she had. The search took seconds and the claim links saved me hours of paperwork.”
Stocks, Bonds, and Mutual Funds
Brokerages turn over abandoned investment accounts to the state after years of no activity. We locate these holdings and provide the steps to claim or transfer them to the estate.
Retirement Accounts
Dormant 401(k)s, pensions, or IRAs are eventually reported to the state if no beneficiary steps forward. We identify these plans and guide you through rollovers or distribution requests.
Gift Cards & Store Credits
Unused gift cards and store credits sometimes qualify as unclaimed property under state law. We find eligible balances and help you submit claims where possible.
Surprising Finds
"I found all of my grandma’s accounts in just a couple days, including one we didn’t even know about. I cried when I realized how much work it was going to take, but Sunset made it quick and easy."
Made It Doable
"Made something complicated, like probate papers, feel doable and not so scary."
Guided the Whole Way
"They made a hard process simple and stress free. It felt like they were walking me through step by step."
Clear Next Steps
"Clear steps, no stress. I always knew what came next, even for life insurance and car titles."
Easy Process
"Step by step made it easy to get things done without feeling buried."
Felt Protected
"I felt safe the whole time. They kept an eye on things for fraud so I could focus on selling the house and being with my kids."
Less Scary
"They made the hard parts less scary. I just answered a few questions and felt guided."
Felt Cared For
"I felt cared for the whole way. Even when we had to handle my dad’s small business account."
Stress Free
"Simple and stress free from start to finish. Even the life insurance claim."
Peace of Mind
"Nothing happened unless I said so. Knowing my dad’s retirement money was safe until I was ready gave me peace of mind."
Step by Step
"I did things when I had time. First the bank account, then the car title a few weeks later. It felt manageable."
Insurance Premium Refunds
If an insurance policy was canceled or overpaid, the refund may be turned over to the state. We locate these amounts and help recover them for the estate.
Mineral Rights & Royalties
Oil, gas, and mineral royalties can go unclaimed when checks are returned or owners cannot be located. We identify these interests and show you how to claim the unpaid funds.
Frequently asked questions
What is Sunset?
Sunset is an estate settlement platform that helps families discover and close the financial accounts, assets, and debts of a deceased loved one.
Sunset Free is designed for family members, executors, and personal representatives who are settling an estate themselves. It includes the full Sunset closure suite: financial account discovery, bank notifications, assisted phone calls and emails, estate bank account setup, probate document generation, and asset transfers all at no cost.
Sunset Pro is designed for probate attorneys, licensed fiduciaries, trustees, and aftercare specialists who settle estates on behalf of their clients. Sunset Pro starts at $500 per asset search, with monthly subscription plans available for solo practitioners, small firms, and large firms.
Both Sunset Free and Sunset Pro are available in all 50 states and U.S. territories.
Who can use Sunset?
Sunset can be used by family members, executors, administrators, and personal representatives responsible for settling a deceased person's estate.
Sunset supports asset discovery and probate across all 50 states and every U.S. county, helping you manage the estate regardless of where your loved one lived or where the estate is being settled.
How does Sunset help settle an estate?
Sunset handles the most time-consuming parts of estate settlement.
We search 2,500+ financial institutions like banks and retirement funds, the credit bureaus, and state unclaimed-property databases to find accounts and assets the family may not know about. We prepare probate documents specific to your county in all 50 states and help establish an estate bank account where recovered funds can be deposited.
Then Sunset helps close the deceased person’s accounts and move the funds into the estate account, ready for distribution to the heirs.
With Sunset, about 90% of account closures can be completed without you having to call or visit a branch.
What does it mean to settle an estate?
Settling an estate means closing out someone’s financial life after they die.
It involves identifying what they owned and owed, obtaining the legal authority to act on their behalf, paying valid debts and final taxes, and transferring what remains to the people who inherit it.
Depending on the state and the size of the estate, it can be complicated or simple, either way Sunset can help.
What is required to settle an estate?
Most estates require a core set of documents and accounts, including a certified death certificate, legal authority to act for the estate, a federal EIN, an estate bank account, and an inventory of the estate’s assets and debts.
Sunset can help with all of these except the death certificate!
Depending on the circumstances, legal authority may come in the form of letters testamentary, letters of administration, or a small-estate affidavit.
Once that authority is established, the estate can begin notifying financial institutions, paying valid debts and final taxes, and distributing the remaining assets to the heirs or beneficiaries.
Sunset prepares the paperwork required for these steps and submits what we can on your behalf.
