account Discovery

Any family member, executor, or personal representative responsible for managing a deceased person’s assets can use our software tool. We support asset search and probate in all 50 states and every county in the U.S.

If someone else has been appointed by court or will, to manage the probate process, we’ll need a waiver from them. We can generate that waiver and automatically send for signatures if requested.

No, we do not notify any financial institutions of the death when performing our searches, except for in the case of life insurance.

Our process combines document review, data integrations, and indirect verification with financial institutions. Families usually discover most accounts within 1 day, although some bank account confirmations take up to two weeks.

Financial institutions are notified after a request for closure and transfer has been made by you.

No in most cases. If the deceased was solely responsible for the debt and it was not backed by a physical asset, such as a home or vehicle, it can often get charged off entirely.

If it was a joint credit card or loan, the responsibility remains with the other person on the account, often a spouse. Sunset automatically identifies if a debt has a living responsible party, and clearly flags it.

In most cases, no. 98% of estates don’t require a probate lawyer. You can use our software to generate and sometimes file probate documents in every county nationwide, often avoiding legal fees altogether.

We generate county-specific probate forms, provide quick online notarization, and guide you through any assisted filings if required.

If your case is unusually complex, our team can guide you through the steps and connect you with additional resources if needed.

It’s a special bank account in the estate’s name where all funds are consolidated. You can use it to pay expenses, view a full transaction history, and eventually distribute inheritance to beneficiaries.

After set up, you control the estate bank account. We simply help you set it up and keep your records organized. You can pay bills, taxes, and finally distribute the funds to the heirs.

All estate bank accounts set up by Sunset are FDIC insured and protected from fraud and identity theft.

Your estate bank account gives you access to both physical and virtual debit cards you can use to pay expenses related to settling your loved ones affairs. You can also reimburse yourself for expenses you may have paid out of pocket before the bank account was set up.

Anything that helps you settle your loved one’s affairs is an estate expense. This includes paying for funeral expenses, accountants and attorneys if needed (most families do not need these services when working with us), realtor fees when selling property, money going towards settling debts, money spent fixing up a property before selling it, etc.

Nothing. Sunset never charges families or takes a percentage of the estate.

All of our tools are free to use, including search and discovery, probate document generation, asset transfer, and more. No upfront fees, subscriptions, and deductions from the inheritance.

Our bank partners pay us a fee, based on interest generated from estate bank accounts. That way, all the deceased’s assets go to the beneficiaries and heirs.

We run authentication on both the deceased and the executor to prevent unauthorized access, account fraud, or new accounts being opened in the decedent’s name.

Sunset is SOC 2 Type II certified, meaning we hold ourselves to the highest standards in how we build our software and store data so that you’re always protected. We have in depth fraud and identity verification measures on the deceased and the beneficiaries, and we run background checks on all employees.

You’ll locate most assets and liabilities within 1 business day of signup, some bank accounts take up to two weeks to confirm balance.

If you request help to close and transfer an account, we’ll start the process immediately. Some financial institutions are very quick to respond and transfer, unfortunately most are not and the process can take a few weeks.

You stay in control the whole time and nothing ever moves forward without your approval.